{"id":106,"date":"2022-03-29T04:00:00","date_gmt":"2022-03-29T10:00:00","guid":{"rendered":"https:\/\/www.tistoday.com\/blog\/?p=106"},"modified":"2022-03-29T13:18:30","modified_gmt":"2022-03-29T19:18:30","slug":"do-i-really-need-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.tistoday.com\/blog\/do-i-really-need-renters-insurance\/","title":{"rendered":"Do I Really Need Renters Insurance?"},"content":{"rendered":"<p>Although you&#8217;ll only need renters insurance if your landlord mandates it, you should strongly consider having coverage regardless of your landlord&#8217;s decision. More and more landlords require tenants to show proof of a renters insurance policy before renting the house or apartment because it limits their liability exposure.&nbsp;<\/p>\n<p>Renters&#8217; insurance policies typically cover several areas, including:<\/p>\n<ul>\n<li><strong>Personal Property Damage<\/strong>: If your belongings,&nbsp;including electronics, furniture, and clothes, are damaged in a covered incident, your insurance company will cover the cost of repairs or replacement up to your policy&#8217;s limits.<\/li>\n<li><strong>Personal Liability<\/strong>: Similar to your auto insurance policy, the liability component of your renter&#8217;s insurance reduces your exposure if there is an accident involving a third party at your residence.<\/li>\n<li><strong>Loss of Use<\/strong>: If you can no longer live in your rental because of a covered incident, your renter&#8217;s insurance will include assistance to pay for another place.<\/li>\n<\/ul>\n<p>One often overlooked benefit of renters insurance is that the coverage continues even if you are on vacation or out of town when a covered incident occurs, providing needed peace of mind. For more information or to customize a renters insurance policy to your exact needs, give the team at Thompson Insurance Services a call. Our conveniently located office in Highland Village, TX offers a welcoming environment to meet with one of our knowledgeable insurance professionals. We&#8217;ll help answer any questions about renters insurance and ensure that any policy you purchase will provide you with the coverage you need. Give us a call today to schedule a no-obligation consultation.&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although you&#8217;ll only need renters insurance if your landlord mandates it, you should strongly consider having coverage regardless of your landlord&#8217;s decision. More and more landlords require tenants to show proof of a renters insurance policy before renting the house or apartment because it limits their liability exposure.&nbsp; Renters&#8217; insurance policies typically cover several areas, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[7,6],"class_list":["post-106","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-highland-village-tx","tag-thompson-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/posts\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":1,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions"}],"predecessor-version":[{"id":107,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/posts\/106\/revisions\/107"}],"wp:attachment":[{"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/media?parent=106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/categories?post=106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tistoday.com\/blog\/wp-json\/wp\/v2\/tags?post=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}