Whether you are in the process of purchasing a new home or you already have a home in Highland Village, TX, investing in homeowner’s insurance from Thompson Insurance Services should not be an option if you want peace of mind. And that’s not all. Home insurance protects you in many other ways. Here are some areas covered by home insurance

Dwelling protection

One of the things that your homeowner’s insurance protects is the physical structure of your home. Home insurance covers your building’s walls, house foundation, roof, and so forth. Also, structures linked to your home are covered at an additional premium. 

Personal property coverage

Other than protecting your home, homeowners insurance also shields the content inside your home. Home insurance covers personal assets, including furniture, electronics, appliances, and clothing. Besides, high-value items like art and jewelry are covered, although up to a specific limit. 

Liability protection

If someone who is not a member of your family comes to your home and suffers bodily injuries, your homeowner’s insurance should cover their treatment or hospitalization costs. Similarly, home insurance covers property damage that you or your family members may cause to other people. 

Loss of use coverage

When you least expect it, an event can occur and render you homeless. For example, a fire accident can consume your entire house, leaving you without a home. When this happens, you have no other better option than to look for a temporary living place, incurring unexpected costs in the process. 

Thankfully, with a home insurance policy, the relocation process will be a breeze as it facilitates costs exceeding your day-to-day expenses. 

Buy home insurance in Highland Village, TX

Now that you have a clear understanding of what homeowners insurance covers, why not buy it today? It’s simple — you only need to contact Thompson Insurance Services and get covered today!