If you are a Texas driver, you are required by law to purchase auto insurance. Many Texas drivers have found helpful assistance from experienced insurance agents when selecting an auto insurance policy. If you live near Highland Village, TX, our team at Thompson Insurance Services is a great resource for insurance information and client support. We’ve been working with Texas drivers like you since 2016.

Does Your Insurance Cover Your Carpool in an Accident?

Car accidents can raise many concerns, especially if you’re driving your car and transporting several people for a carpool. You may wonder if your auto insurance would cover injuries sustained by your carpool passengers. According to the Texas Department of Insurance, your policy will typically cover your passengers in the event of an accident, as well as anyone who drives your car with your permission.

However, if an accident involves multiple vehicles or results in injuries to several people, the coverage limits of your policy may be exceeded. In such cases, you would be responsible for paying the difference. If carpooling is a regular occurrence, you might consider adding personal injury protection (PIP) or medical payments coverage to your auto insurance policy. These options can provide additional financial protection. If you have further questions about this situation, one of our insurance agents can assist you.

Schedule an Appointment Today

Don’t take a chance by driving without auto insurance. Our team at Thompson Insurance Services is here to answer all your auto insurance questions. Drivers in DFW have discovered they can rely on us for excellent customer service. Call us today to schedule an appointment and let us help you find the right auto insurance policy to meet your needs.