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Buying a home is a big investment. For many people, moving from an apartment to a house can be overwhelming. The agents at Thompson Insurance Services are available to help the residents of Dallas, TX make their move quickly and efficiently. We can help you understand the differences between a renter’s policy and a homeowner’s policy and how to transition from one to the other.
From Renting to Buying
When you rent your home or apartment, you are not responsible for the dwelling. When you take out a renter’s policy, it only covers your personal belongings. As a homeowner, your coverage will change dramatically. When this happens, most insurance agents will close out your renter’s policy and write a homeowner’s policy that will include coverage for the home itself, in addition to all of your personal possessions.
Protecting Your Investment
A home is a large investment that is meant to last you a lifetime. Unlike a renter’s policy, you must cover the cost of repairing or replacing your home in the event of a fire or other type of damage. You also have to consider your personal liability in case someone receives an injury while visiting your home.
If you live in the Dallas, TX area and have just moved from an apartment to your first home, call the agents at Thompson Insurance Services today. We can answer your questions and help you find the right homeowner’s policy to pick up where your renter’s policy left off. Owning your home is a big step! Call and schedule an appointment today so that you can rest assured your home is entirely covered in case of an emergency.